Blog
Practical guides on CRA deductions, receipt tracking, and filing for self-employed Canadians, freelancers, and small businesses.
2026-06-23
A T2125 tax guide for self-employed Canadian carpenters and framers: deducting tools through CCA, lumber and materials, subcontract labour, the work truck, safety gear, and GST/HST on carpentry work.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian caterers and personal chefs: deducting food as cost of goods sold, kitchen equipment through CCA, commissary rent, the delivery vehicle, permits, and GST/HST on catering.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian electricians: deducting tools and test equipment through CCA, materials, the service van, apprentice and helper wages, permits and licensing, and GST/HST on electrical work.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian financial advisors and planners: deducting dealer and desk fees, licensing and E&O, software, vehicle and home office, plus the GST/HST split between exempt commissions and taxable planning fees.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian food delivery couriers: vehicle and bike costs, phone and bags, platform fees, and why the GST/HST rules differ from rideshare (no mandatory registration from the first dollar).
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A T2125 tax guide for self-employed Canadian food truck owners: the truck and equipment through CCA, food as cost of goods sold, commissary rent, propane and fuel, permits, and GST/HST on sales.
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A T2125 tax guide for self-employed Canadian home daycare providers: the special business-use-of-home calculation using area and hours, food and supplies, toys and equipment, and why childcare is GST/HST-exempt.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian HVAC technicians: deducting gauges and recovery equipment through CCA, parts and refrigerant, the service van, gas-fitter and refrigerant certification, and GST/HST.
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A T2125 tax guide for self-employed Canadian insurance agents and brokers: deducting agency splits, licensing and E&O, lead generation, vehicle and home office, plus why insurance commissions are GST/HST-exempt.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian mortgage brokers and agents: deducting brokerage splits and desk fees, licensing dues, E&O insurance, lead generation, vehicle, and home office, plus why mortgage commissions are GST/HST-exempt.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian painters: deducting sprayers and equipment through CCA, paint and materials, subcontract crews, the work van, prep and safety supplies, and GST/HST.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian plumbers: deducting tools and drain equipment through CCA, fixtures and materials, the service van, helper wages, licensing, and GST/HST on plumbing work.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian roofers: deducting materials as cost of goods sold, equipment and fall-protection gear through CCA, subcontract crews, the work truck, and GST/HST on roofing.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian translators and interpreters: deducting CAT-tool software, computers via CCA, the home office, dues, and the zero-rated GST/HST rule for foreign clients.
Read more2026-06-23
A T2125 tax guide for self-employed Canadian welders and fabricators: deducting machines and the mobile rig through CCA, consumables and gas, shop rent, certification, and GST/HST on welding work.
Read more2026-06-22
Compare the best expense trackers for Canadian freelancers on CRA T2125 fit, receipt scanning, GST/HST and CCA handling, and clean export to filing. Honest picks.
Read more2026-06-22
Compare receipt scanner apps for self-employed Canadians on how well they turn a receipt into a CRA T2125 line: QuickBooks, Wave, Dext, Expensify, Claimable.
Read more2026-06-22
A tax guide for self-employed Canadian bookkeepers and tax preparers: deducting QuickBooks and tax software, E&O insurance, computers via CCA Class 50, and the GST/HST Quick Method ban.
Read more2026-06-22
A complete tax guide for Canadian content creators: reporting USD payouts and gifted products, writing off gear through CCA, software, travel, home studio, and GST/HST.
Read more2026-06-22
A complete tax guide for self-employed Canadian dog walkers and pet sitters: deductible mileage, platform fees, bonding and insurance, business-use-of-home, GST/HST, and CCA.
Read more2026-06-22
A T2125 tax guide for self-employed Canadian Etsy and handmade sellers: cost of goods sold and inventory, materials, shipping, fees, CCA on equipment, GST/HST, and common mistakes.
Read more2026-06-22
A tax guide for self-employed Canadian writers and copywriters: deducting research databases, writing software, home office via T2125, CCA on computers, and the zero-rated foreign-client GST/HST rule.
Read more2026-06-22
A tax guide for self-employed Canadian graphic and web designers: deducting Adobe and SaaS, computers via CCA Class 50, home studio, the zero-rated export GST/HST rule.
Read more2026-06-22
A tax guide for self-employed Canadian consultants: T2125 deductions, home office, client travel, software, the Quick Method ban for financial/tax consulting, and GST/HST.
Read more2026-06-22
A tax guide for self-employed Canadian interior designers and decorators: deducting design software, sample libraries, to-the-trade showroom dues, vehicle, and the GST/HST markup rule.
Read more2026-06-22
A self-employed tax guide for Canadian life and business coaches: deductible certifications, Kajabi and CRM software, retreats, home office, why coaching is GST/HST taxable.
Read more2026-06-22
A T2125 deduction guide for self-employed Canadian makeup artists: kit supplies, brushes (CCA Class 12), mileage to sets, home studio, GST/HST, and CPP.
Read more2026-06-22
A complete tax guide for self-employed Canadian RMTs: deductible oils and linens, the massage table through CCA, clinic rent, college dues, and why RMT massage is GST/HST taxable.
Read more2026-06-22
A tax guide for self-employed Canadian musicians and music teachers: instruments through CCA, gig travel, home studio, and why lessons are GST/HST exempt but gigs are not.
Read more2026-06-22
Comparing QuickBooks Self-Employed and Wave for self-employed Canadians who file a T2125, plus a T2125-first alternative. Honest pricing, gaps, and who each suits.
Read more2026-06-22
Compare QuickBooks Self-Employed and Wave for Canadian freelancers: pricing, mileage, GST/HST, and T2125 fit, plus a deduction-first third option.
Read more2026-06-22
A T2125 tax guide for self-employed Uber and Lyft drivers in Canada: mandatory GST/HST from the first fare, motor vehicle costs, vehicle CCA, and platform fees.
Read more2026-06-22
A tax guide for Canadian social media managers and digital marketers: client ad spend on line 8521, SaaS tools, subcontractors, CCA on gear, home office, and GST/HST.
Read more2026-06-22
A tax guide for self-employed Canadian developers: deducting cloud and SaaS, computers via CCA Class 50, the home office, and the zero-rated export GST/HST rule.
Read more2026-06-22
A complete T2125 tax guide for self-employed Canadian psychotherapists and counsellors: office rent, clinical supervision, college dues, CCA, and the 2024 GST/HST exemption.
Read more2026-06-22
A T2125 tax guide for self-employed Canadian owner-operators: the 80% long-haul meal deduction, the truck via CCA, motor vehicle costs, GST/HST on zero-rated freight, and CPP.
Read more2026-06-22
A tax guide for self-employed Canadian tutors and online course teachers: deductible platform fees, software, home office, CCA on cameras, and the GST/HST exemption rule.
Read more2026-06-22
A tax guide for self-employed Canadian virtual assistants: deducting SaaS subscriptions, computers via CCA Class 50, the home office, and the zero-rated export GST/HST rule.
Read more2026-06-22
Wave's Starter tier is still free for invoicing and bookkeeping, but the bank feed and receipt scanning now cost extra, and none of it maps to your T2125 lines. A fair look at the alternatives.
Read more2026-06-20
A complete tax guide for self-employed Canadian house cleaners and janitorial businesses: deductible supplies, equipment through CCA, insurance and bonding, GST/HST, and the records the CRA expects.
Read more2026-06-20
A complete tax guide for self-employed Canadian contractors, electricians, plumbers, and carpenters: deducting tools and equipment through CCA, materials, subcontractor payments, GST/HST, and the records the CRA expects.
Read more2026-06-20
A complete tax guide for self-employed Canadian estheticians, nail techs, and lash artists: deductible room rent, supplies, tools through CCA, GST/HST on services, tips, and common mistakes.
Read more2026-06-20
A complete tax guide for self-employed Canadian hairdressers, barbers, and booth-renting stylists: deductible booth rent, supplies, tools, GST/HST on services, reporting tips, and common mistakes.
Read more2026-06-20
A complete tax guide for self-employed Canadian personal trainers and fitness instructors: deductible certifications, equipment through CCA, gym and studio rent, GST/HST, and common mistakes.
Read more2026-06-20
A complete tax guide for self-employed Canadian photographers and videographers: writing off camera gear through CCA, software, studio rent, travel, GST/HST, and the records the CRA expects.
Read more2026-06-20
A complete tax guide for self-employed Canadian realtors: deducting brokerage and desk fees, board and licensing dues, E&O insurance, advertising, GST/HST, and what agents most often miss.
Read more2026-04-10
A line-by-line walkthrough of every deductible expense on the CRA T2125 form for self-employed Canadians, with examples and common mistakes to avoid.
Read more2026-04-08
How to calculate and claim home office deductions in Canada using the CRA's detailed method, including eligible expenses for self-employed and employees, the T2200 requirement, and common mistakes.
Read more2026-04-05
What the CRA looks for in an audit, how long you must keep records, and how to organize your receipts and expense documentation for compliance.
Read more2026-04-01
How GST/HST input tax credits work in Canada, what qualifies, how to track ITCs, and when you need to register for a GST/HST account.
Read more2026-03-28
Learn how Capital Cost Allowance works in Canada, including common CRA classes, the half-year rule, how to calculate depreciation, and what happens when you sell an asset.
Read more2026-03-18
How to track and claim vehicle expenses as a self-employed Canadian, including the CRA logbook requirement, eligible costs, business-use percentage, and Class 10 vs 10.1 rules.
Read more2026-03-15
A complete calendar of CRA filing deadlines, instalment due dates, and GST/HST dates for freelancers and sole proprietors in Canada.
Read more2026-03-12
Step-by-step guide to registering your freelance business with the CRA, getting a business number, and setting up your taxes correctly from day one.
Read more2026-03-08
How to deduct meals and entertainment expenses on your Canadian tax return, including the 50% rule, exceptions, documentation requirements, and GST/HST ITCs.
Read more2026-03-05
How self-employed Canadians can deduct courses, conferences, certifications, and education expenses, plus the difference between a business deduction and the tuition tax credit.
Read more2026-03-01
Learn which exchange rates the CRA accepts for converting USD and other foreign currency business expenses to Canadian dollars, including Bank of Canada rates and documentation tips.
Read more2026-02-25
A practical guide to GST/HST instalment payments for Canadian small businesses, including the $3,000 threshold, calculation methods, due dates, and penalties for late payments.
Read more2026-02-20
A step-by-step guide to responding when the CRA reassesses your tax return or sends a review letter, including how to file a notice of objection and what documentation to provide.
Read more2026-02-15
Everything Canadian small businesses need to know about hiring subcontractors, including when to issue T4A slips, the $500 reporting threshold, and CRA penalties for misclassifying workers.
Read more2026-02-10
A practical guide to which business insurance premiums are tax-deductible in Canada, where to claim them on your T2125, and the prepaid insurance rules you need to know.
Read more2026-02-05
A guide to deducting software subscriptions, computer hardware, phones, and other technology expenses as a self-employed Canadian, including CCA Class 50 rules.
Read more2026-02-01
A practical year-end tax planning checklist for Canadian freelancers and sole proprietors covering income timing, RRSP contributions, CCA strategies, and instalment payments.
Read more2026-01-28
A practical comparison of sole proprietorship and incorporation for Canadian freelancers, covering tax rates, salary vs. dividends, administrative costs, and when incorporating makes financial sense.
Read more2026-01-25
How Canada Pension Plan contributions work for freelancers and sole proprietors, including both employer and employee portions, CPP2, and how business expenses reduce what you owe.
Read more2026-01-22
A practical comparison of RRSP and TFSA for freelancers and sole proprietors, including contribution room, tax strategies for variable income, and spousal RRSP benefits.
Read more2026-01-18
How to claim a bad debt deduction when clients do not pay, including the CRA's 'established to be bad' test, reserve for doubtful debts, GST/HST adjustments, and documentation requirements.
Read more2026-01-15
CRA rules for deducting moving expenses on your tax return, including the 40km closer requirement, eligible costs, limits on claiming, and special rules for students.
Read more2026-01-12
CRA rules for deducting interest on business loans, lines of credit, credit cards, and vehicle financing, including the purpose test and mixed-use borrowing.
Read more2026-01-08
A complete guide to deducting business travel expenses in Canada, including flights, hotels, meals on the road, conference travel, and the CRA documentation the rules require.
Read more2026-01-05
A complete tax guide for Canadian Uber, DoorDash, Instacart, and other gig workers covering self-employment filing, deductible expenses, GST/HST registration, and common mistakes.
Read more2026-01-02
How to read your CRA Notice of Assessment, what each section means, how to check for errors, and why this document matters for your RRSP room and future tax filings.
Read more2025-12-28
Step-by-step instructions for fixing errors on your Canadian tax return using the T1 Adjustment Request or CRA ReFILE, including time limits, common corrections, and when to file a Notice of Objection instead.
Read more2025-12-22
A side-by-side comparison of combined federal and provincial small business tax rates for all Canadian provinces and territories, including the SBD, business limit, and passive income rules.
Read more2025-12-18
Learn how to deduct coworking memberships, shared office rentals, and meeting room fees on your Canadian tax return as a freelancer or small business owner.
Read more2025-12-15
Understand the tax consequences of selling business assets in Canada, including capital gains, CCA recapture, goodwill, the lifetime capital gains exemption, and asset vs share sales.
Read more2025-12-12
Understand the difference between claiming charitable donations as a personal tax credit versus a business sponsorship expense in Canada, and which approach saves more.
Read more2025-12-08
Learn who can claim child care expenses, the annual limits by age, eligible costs, the two-thirds earned income rule, and how self-employment income affects the calculation.
Read more2025-12-05
A step-by-step guide to the tax obligations of hiring your first employee in Canada, including payroll accounts, CPP/EI deductions, remittances, T4 slips, and penalties.
Read more2025-12-01
How the CRA treats prepaid expenses under accrual accounting, the 12-month rule, and when you must prorate insurance, rent, and other costs paid in advance.
Read more2025-11-28
A detailed guide to Canada's small business deduction, including the 9% federal rate, $500K business limit, passive income grind, and provincial SBD rates.
Read more2025-11-25
How cryptocurrency is taxed in Canada, including business income from crypto payments and mining, capital gains on investments, and CRA record-keeping requirements.
Read more2025-11-22
How to calculate and claim the business-use portion of your phone, internet, and utility costs on your Canadian tax return, including what documentation the CRA expects.
Read more2025-11-18
A guide to the income section of form T2125, covering what counts as business income, gross vs net reporting, cash vs accrual recognition, and how GST/HST collected is handled.
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